Processing & Custody Fees

Postage and Handling	Fees
Trade confirmations, per account, per day, U.S. Mail delivery	$1.50
Account monthly statements, U.S. Mail delivery	$5.00
Trade confirmations, electronic delivery	FREE
Account monthly statements, electronic delivery	FREE

Check Writing Accounts (Reich & Tang Funds)	Fees
Check writing capabilities from your account	FREE
First checkbook	FREE
Checkbook reorders	$15.00
Copy of a check	$5.00
Insufficient Funds Fee	$25.00
Stop payment on a check	$25.00
Returned check charge	$25.00
Annual fee for Spectrum Account with debit card only	$50.00
Annual fee for Spectrum Account with debit card and checks	$50.00

Cash Movement Fees	Fees
Check request for withdrawal of funds/U.S. Mail	FREE
Check request for withdrawal of funds/Overnight delivery (Domestic)	$20.00
Check request for withdrawal of funds/Overnight delivery (International)	$50.00
Check request for withdrawal of funds/Sat. delivery	$30.00
Fed Funds wire request for withdrawal of funds	$15.00
Fed Funds wire request for withdrawl of funds from futures account	$25.00
Fed Funds wire - Incoming	FREE
ACH transactions	FREE

Clearing Firm Fees	Fees
Outgoing ACAT to another clearing firm	$50.00
Incoming ACAT from another clearing firm	FREE
Journal request between related accounts	FREE
DTC transfer per stock	$15.00
Returned check charge	$25.00
Stock certificate request	$550.00 incl. FedEx
Voluntary corporate actions (tender offers, elections, exchange offers, etc.)	Variable
Stock reorganizations (stock splits, symbol changes)	FREE
Inactive account (applicable to accounts under $100 in equity and inactive for over 12 months)	$50.00
Archived statement retrieval (For statements older than one year)	$25 per qtr./min $25 charge
Reg T and 15c-3 (short sale) extension requests	$25.00 per request
Restricted stock certificate processing (144, 144-K, Prospectus Sale)	$190.00 incl. FedEx + pass thru TA
Restricted stock certificate re-registration	$65 incl. FedEx + pass thru TA
Alternative investments, including limited partnerships, private limited partnerships, LLCs, promissory notes, private placements	$30/quarter, $50 setup
Safekeeping fee (per security) †	$30/quarter
Option Exercises / Assignments	$25

† Terra Nova Financial, LLC no longer takes custody of or accepts delivery of stock certificates.

Retirement Account Fees	IRA's*	Individual 401K Plan**
IRA termination fee	$50.00	$150.00
IRA annual fee (billed semi-annually)	$50.00	$400.00
Other account fees	Variable	Variable
IRA Non Standard (i.e. limited partnerships and private placements) Asset Fee - $300 (per security) *Fees apply to the following IRA types: Traditional, Roth, Rollover, SEP, SIMPLE, Beneficiary and Educational IRA's. **401K Loan Acceptance – Currently not available

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Terra Nova Financial, LLC. Member FINRA, NFA, SIPC, NYSE Arca, NYSE Euronext, NYSE Amex Equities, NYSE Amex Options, NYSE Arca Options, Nasdaq, Nasdaq OMX PHLX, ISE & BOX.
All securities and futures offered by Terra Nova Financial, LLC. Copyright© 1997-2010 Terra Nova Financial Group, Inc. All rights reserved.
The risk of loss in electronic active investing can be substantial. Therefore, you should carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. Legal and disclosures.